The quest for the best Australian home loan rate can be a long, tiring endeavour. More than that, it can be quite confusing at times. Endless meetings with banks and mortgage brokers, pamphlets and jargon...how do you know whether you have truly received the best rate?
At Joust, we understand the struggles you go through when you’re on the hunt for a home loan. That’s why the Joust platform was created - to simplify a complicated process so that you can get the end result you’ve been hoping for.
So, how does Joust help you to get the best home loan rates?
With Joust, you're comparing apples with apples. That's one of the great things about Joust when compared to a comparison site. If you're totally rate focused, the last bid offered to you during your Joust will be the best bid.
If you have a brand allegiance, the second lowest bid on your leaderboard after conducting a Joust might be your favourite bank. With Joust, you're absolutely free to choose a bank that might be second, third, or fourth on your leaderboard - it’s completely up to you.
We're an introduction medium, so we don't get involved in the application process.
We're simply trying to connect good consumers like yourself with lenders to obtain some of the best mortgage rates that are available in the marketplace.
There's no obligation for either you or the lender. Think of us as a matchmaking service for those trying to get the best rates.
The banks have complicated the home loan market over the last 20 years by adding so many different features and products. It's too confusing, as are most comparison sites.
You don't know what the actual benefit to you as a good consumer is on having all these different features. This is why people often approach a mortgage broker or an accountant, so they can act as a translator to help you find the best rate.
But, if you’re just interested in finding the best home loan rates available, you don't need to be bombarded by all the different features. With Joust, the banks are competing on a standardised product offering.
We understand that with all the home loan calculators, mortgage brokers and banks complicating your search for the best home loan rates, clarity and simplicity are incredibly valuable.
When doing a Joust, you can look and plainly see the lowest offer by the panel of lenders.
We want to help you to find the best possible home loan rate. And, through our no-obligation, free platform, you can do just that.
Would you like to learn more about how to find the best home loan rate? If so, we have a great free eBook you can download called “19 Secrets to Finding the Best Home Loan Rate”. It’s packed full of expert industry knowledge that will help you to find the best deal.