Joust helps you find lower home loan rates. When you use Joust, you avoid having to wade through the complexities of uneccessary or low value home loan features. This means you may not need help from an accountant or a mortgage broker. With the cost of this advice removed from the home loan process, Banks are able to pass on more competitive interest rates to you.
At Joust we believe good customers should be rewarded. Why do new customers receive lower home loan interest rates than existing long-term customers?
Many banks offer 'honeymoon rates' to new customers. These honeymoon rates are introductory rates and only last for a certain amount of time.
We believe it's a great time to Joust - when you have an existing home loan. To benefit the most from the competitive tension that Joust creates, you'll ideally have a good credit score, a steady income and at least 20% equity in your home, or a 20% deposit.
Joust is saving good customers thousands of dollars every year by cutting out the middle man. Without the expense of a mortgage broker's fee's and commissions, lenders can pass on lower rates to you.
Under the competitive tension created by the Joust live auction environment, Joust opens up opportunities for lower home loan rates than you would normally have access to otherwise.
Using your profile information, banks can often do more than quote you a pre-existing, standard deal or rate. They are incentivised to consider your profile and to compete with live and beat rival offers.
Joust can help you obtain lower home loan rates to refinance your home.
Interested in learning more about how we help you?