Joust helps you find the lowest home loan rate Australia can offer you. When you use Joust, you avoid having to deconstruct the complexities of a home loan by yourself. Nor do you need help from your accountant or a mortgage broker.
At Joust we believe good customers should be rewarded. Why do new customers receive lower home loan interest rates than existing long-term customers?
Many banks offer 'honeymoon rates' to new customers. These honeymoon rates are introductory rates and only last for a certain amount of time.
We believe the best time to Joust is when a consumer has an existing home loan. Joust seeks consumers with conviction. These consumers could be refinancing a home loan or are interested in buying a new house.
If you're one of these consumers then you will most likely be an ideal customer. Ideally, you'll have a good credit score, a steady income and at least 20% equity in your home, or a 20% deposit - then you can optimise your home loan search with Joust.
Joust is able to get you a better home loan rate if you are looking to refinance by cutting out the middle man. Without the expense of a mortgage broker's fee's and commissions, lenders can pass on lower rates to you.
Under the competitive tension we place on lenders in a live auction environment, Joust opens up opportunities for rates you wouldn’t have access to otherwise.
Using your basic profile information, banks can do more than assign you to a pre-existing, standard deal or rate. They are incentivised to consider your profile and to compete with live and real rival offers.
Using Joust, you'll be able to get the best home loan rates to refinance your home.
Interested in learning more about how we help you?