Good customers pay too much on their current home loan interest rate.
The traditional approach to finding a home loan is demanding on both your time and money.
Currently, over 52 percent of mortgages in Australia start with a mortgage broker. They add on a significant cost, taken out of the value chain. If brokers take a cut of the deal, are they really driven to find you the best home loan rates Australia can offer?
Joust combines the capabilities of a comparison site, the ultimate home loan calculator and the excitement of a live bidding environment. We are a competitive digital marketplace dedicated to finding you the home loan rate you deserve.
You shouldn't have to spend hours researching the different home loan rates in Australia, or liaise with a mortgage broker who may not be completely independent. Instead, Joust brings the lenders directly to you on a convenient platform, encouraging competitive rates customised to your profile. And since lenders are able to see what the others are bidding, they’re able to adjust their bids to try to win your business.
Joust is committed to delivering value by eliminating the need for a middle man. Without a mortgage broker, high fees and trial commisions are added back into the value chain. With the help of Joust, lenders can start to offer you better interest rates directly, with real savings that can all be compared on your own leaderboard.
We believe home loan rates should be customised to your unique situation. Afterall, every buyer has different assets and a different credit rating. Why should you pay the same interest rate as someone with bad credit?
If you have a low risk profile as a buyer - with a low loan to valuation profile - you deserve better pricing.
When you create a Joust profile, many of your other details will have an influence on the value you can receive. A higher income, a long service at your job - there are many factors that we believe should influence your home loan rate.
Our belief is that Joust is a perfect tool to provide recognition for your individual profile. Get recognised as a customer who deserves the best home loan rates.
Would you like to learn more about how Joust can help you find the best home loan rates in Australia?