Deciding to apply for a home loan is a huge decision. Be it for your first home or your dream retirement villa, it is an incredibly exciting time in your life.
However, while memorable, it can also be a highly stressful process.
For those who are unfamiliar with shopping for the best home loan rates, finding a good rate can be difficult and time-consuming.
But this doesn’t have to be the case for you. It doesn’t have to involve negotiations with home loan lenders or a mortgage broker.
Here are some ways that Joust can make it easy for you to find a competitive home loan rate by taking out the middleman.
Whereas in the past finding the best home loan rates might involve weeks of investigating, meetings and an assortment of confusing home loan calculators, Joust can help you to find the best home loan rate quickly.
Joust is a non-advice, online platform created to make finding a competitive home loan rate as simple as possible.
We act as a matchmaker between you and the lenders, giving you the ability to watch them bid for your business in real-time. With Joust, you have all of the power.
When doing a Joust, your details are completely private. They are only ever shared with the bank you selected as the winning bidder. Until you select a lender, your details will remain confidential.
By Jousting, you avoid giving your details to every bank and mortgage broker you’re looking at, which all too often results in you being hounded by pushy salespeople.
Instead, you can enjoy the peace and convenience that our online home loan platform brings.
One of the reasons why people dislike using mortgage brokers and doing their own negotiations with lenders is that it can takes weeks to find a competitive home loan rate.
However, with Joust, this isn’t the case.
When you start a Joust, you can set your own timeframe for lenders to bid for your business.
You can select anywhere between 1 and 3 days, and sit back and relax as the bidding war rages on between your potential lenders.
No need to wait weeks and have meeting after meeting with banks or a Broker. With Joust, the lenders are brought to you. You don’t even need to leave the house!